Corporate refinancing is the process through which a company reorganises its financial obligations by replacing or restructuring existing debts. Corporate refinancing is often done to improve a company's financial position. Through refinancing, a company can receive more favourable interest rates, improve their credit quality and secure more favourable financing options. It can also be done while a company is in distress with the help of debt restructuring.
Generally, the result of corporate refinancing is reduced monthly interest payments, more favourable loan terms, risk reduction and access to more cash for operations and capital investment. Whether you are looking to release capital or if you are looking for funding to fulfil a specific requirement, such as to improve cash flow, buy plant and machinery or to purchase a property, it’s always worth exploring the various mechanisms that can provide you with the optimum funding.
So, if your business could benefit from accessing funding that is optimal for your business, or you would simply like to explore or benchmark your existing facilities, we’d love to hear from you.
Release cash against unpaid invoices and boost your cash flow with invoice finance.
Asset based lending solutions give businesses the ability to unlock additional funding against the value of assets, including plant and machinery, stock and property.
Asset finance solutions are designed specifically to help businesses overcome the challenges of raising the necessary capital to purchase new assets.
If you’re based in the UK and you trade with other businesses both internationally and domestically, trade finance could help you buy stock or ship products more quickly and with less risk.
As well as traditional banks, there are a large number of newer entrants into the market offering competitive rates and willing to lend money to businesses hoping to satisfy a range of funding requirements.
In the event an invoice becomes aged or a customer enters insolvency proceedings, the credit insurance company will ensure that you get paid for any goods or services you have supplied, subject to a designated credit limit.
The likes of crowdfunding and peer-to-peer finance, in particular, are increasing in profile and enjoying impressive growth, enabling businesses to secure funding from online investors through dedicated websites.
Sale and leaseback enables businesses to release capital that’s tied up in the value of commercial property, providing a vital cash injection whilst avoiding the need to relocate.